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What is Electronic Funds Transfer (EFT)?

When paying by check, we use information on the check and "convert" the check to an electronic transaction based on that information. Electronic transactions are more efficiently processed than paper checks. Since the payment is processed as an electronic transaction, it may be listed in the section of your bank statement with other electronic debits. For the customer's protection the original check is destroyed, the customer through their bank may request copies of checks.
Last Updated Monday, July 28, 2014 - 05:46 AM.
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